Trying to work out who owes what after a group dinner could soon become a lot less painful, if new rumours are anything to go by. According to a new report, Apple is apparently preparing a Wallet feature for iOS 27 that will let iPhone users split a bill, simply by taking a photo of a receipt.
Bloomberg’s Mark Gurman says that the tool will be built into Apple Wallet and Apple Cash, letting iPhone users photograph receipts and automatically generate payment requests. It could be announced as soon as next week’s WWDC 2026 keynote, before arriving later this year as part of iOS 27.
The feature reportedly goes beyond simply dividing the total cost equally, and users will reportedly be able to assign individual items to different people before generating payment requests through Apple Cash. Those requests can then be sent directly through Wallet or Messages.
Apple Watch owners won’t be left out either. The report claims payments can be approved directly from Apple’s smartwatch, making the whole process even quicker.
There’s a catch for UK users, though. The feature relies on Apple Cash, Apple’s peer-to-peer payment service, which is currently only available in the US. Apple hasn’t revealed any plans to bring Apple Cash to the UK, meaning it’s currently unclear whether the bill-splitting feature will launch here at all.
The bill splitter isn’t the only Wallet upgrade reportedly coming in iOS 27, either. Apple is also said to be working on a feature that lets users create their own digital passes by scanning things like cinema tickets, concert passes, gym memberships, and other physical cards that don’t already support Apple Wallet.
If the reports are accurate, Apple looks set to continue turning your iPhone’s Wallet into much more than a place to store payment cards, and it could end up being one of iOS 27’s most useful additions.
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